It’s great being your own boss but being self-employed still comes with challenges when it comes to getting a mortgage. At Mortgage My Homes we understand that being a self-employed professional comes with a unique set of circumstances and our experienced advisors have gained a deep understanding of those challenges and how to overcome them.
We know how assessing a self-employed person’s ability to finance a mortgage is of key importance to lenders across the board, and the way their business is set up can influence a lender’s decision. Different companies have varying strategies on managing balance sheets, cash flow and the distribution of profits and dividends, according to what their accountants have advised, and many mainstream lenders might not be sympathetic to prospective self-employed borrowers whose income deviates from the conventional salaried employee.
Whatever your situation, our specialist mortgage advisers will assess each individual Self-Employed mortgage on its own merit, making sure lenders consider the maximum available income from the company accounts on top of any basic salary you might be paying yourself. We are very familiar with which lenders will be willing to offer a mortgage to a self-employed applicant who can prove their income through a clear examination of their accounts and projections. Let us take you through every step of the application process, negotiating with a range of lenders to get you a bespoke deal that’s right for you. and are confident we’ll be able to tailor the right mortgage to meet your personal circumstances.
Being a self-employed does not mean having to accept limited choices and unfavourable rates. Contact Mortgage My Homes today for a FREE Consultation.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE